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AI, Security & Business

Financial Literacy & Budgeting

Build essential financial skills for professional and personal decision-making. From budgeting and financial statements to forecasting, valuation, and strategic planning, gain confidence with numbers.

03

Levels

10

Modules

1:1

Live

Enroll NowLive virtual sessions or on-site training
Financial Literacy & BudgetingEST. 2025 — GROWWM
Topics / 01

What you will learn.

A snapshot of every topic covered across all three levels. Detailed daily curriculum is in the next section.

10Core topics
01Budget Planning
02Cash Flow Basics
03Forecasting
04Cost-Benefit Analysis
05Financial Modeling in Excel
06Variance Analysis
07KPIs & Metrics
08Financial Reporting
09Scenario Planning
10Personal Finance Basics
Curriculum / 02

Three levels.
One path.

Start where you are. Each level builds on the last — from your first formula to enterprise-grade automation.

Build a solid foundation with core concepts and essential skills.

Modules

02 / TOTAL
01

Day 1: Financial Foundations and Budgeting

  • Key financial concepts: revenue, expenses, profit, and cash flow
  • Reading an income statement (profit and loss)
  • Understanding the balance sheet: assets, liabilities, and equity
  • Introduction to cash flow statements and why cash is king
  • Personal and business budgeting fundamentals
  • Fixed vs. variable costs and break-even analysis
  • Basic financial ratios: profit margin, current ratio, ROI
02

Day 2: Practical Money Management

  • Building a departmental or project budget from scratch
  • Tracking actual vs. budget and analyzing variances
  • Understanding payroll, taxes, and deductions basics
  • Credit, debt management, and interest rate calculations
  • Introduction to investment concepts: risk, return, and diversification
  • Insurance fundamentals and risk transfer
  • Financial goal setting and planning frameworks

After this level

Outcomes
  • 01Read and understand income statements, balance sheets, and cash flow statements
  • 02Build and track budgets with variance analysis
  • 03Calculate key financial ratios for business health assessment
  • 04Make informed personal and professional financial decisions
Audience / 03

Built for doers.

Prerequisites

Basic math skills. No prior finance experience required.

  • 01Professionals in non-finance roles managing budgets
  • 02Entrepreneurs and small business owners
  • 03Anyone looking to improve financial decision-making skills
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