AI, Security & Business
Financial Literacy & Budgeting
Build essential financial skills for professional and personal decision-making. From budgeting and financial statements to forecasting, valuation, and strategic planning, gain confidence with numbers.
Live virtual sessions or on-site training
3 Levels
Need a custom curriculum for your team? Contact us
What You Will Learn
Budget Planning
Forecasting
Cost-Benefit Analysis
Financial Reporting
Build a solid foundation with core concepts and essential skills.
Course Curriculum
2 modules01
Day 1: Financial Foundations and Budgeting
- Key financial concepts: revenue, expenses, profit, and cash flow
- Reading an income statement (profit and loss)
- Understanding the balance sheet: assets, liabilities, and equity
- Introduction to cash flow statements and why cash is king
- Personal and business budgeting fundamentals
- Fixed vs. variable costs and break-even analysis
- Basic financial ratios: profit margin, current ratio, ROI
02
Day 2: Practical Money Management
- Building a departmental or project budget from scratch
- Tracking actual vs. budget and analyzing variances
- Understanding payroll, taxes, and deductions basics
- Credit, debt management, and interest rate calculations
- Introduction to investment concepts: risk, return, and diversification
- Insurance fundamentals and risk transfer
- Financial goal setting and planning frameworks
After This Level
- Read and understand income statements, balance sheets, and cash flow statements
- Build and track budgets with variance analysis
- Calculate key financial ratios for business health assessment
- Make informed personal and professional financial decisions
Who Is This For
- Professionals in non-finance roles managing budgets
- Entrepreneurs and small business owners
- Anyone looking to improve financial decision-making skills
Prerequisites
Basic math skills. No prior finance experience required.
Ready to master Financial Literacy & Budgeting?
Get in touch to discuss scheduling, group rates, or a customized curriculum for your team.